Enertech Finance

Gain Peace of Mind, Not Just Another Home Appliance
Now More Accessible Than Ever

Enertech Finance offers flexible payment programs provided by Regions | EnerBank USA.
Learn more or apply below to see if you qualify.

Call For Details: 888-364-0784

12-Months Same-As-Cash ^*

This convenient loan option lets you delay making any payments until next year (on approved credit)! Plus, as long as you pay off the entire loan within the 12-month period, all interest will be waived. Interest starts accruing when funds are disbursed.

See if You Pre-Qualify

9.99% APR 12-Year Loan ^**

Pay for your geothermal project with equal monthly payments and take advantage of no pre-payment penalties.

Try our financing calculator to see what your estimated monthly payments could be.

See if You Pre-Qualify

How The Process Works

Step 1

Apply online using the link above or your contractor can help you apply using a tablet or by phone call.

Step 2

Get approved!

Step 3

Sign the loan documents, start the project.

Step 4

Funds for your project are sent directly to contractor.

Frequently Asked Questions

What is Enertech Finance?

Enertech Finance is a payment options program provided by Regions | EnerBank USA. Contractors offering Enertech products work with Enertech Finance to provide a variety of unsecured loans — so your home is never used as collateral.

Why should I use Enertech Finance instead of cash?

Using Enertech Finance for your geothermal project is a smart choice. With our quick and easy application process, flexible payment plans, and high approval rates, you can keep your cash available for other projects or peace of mind. Applying the energy savings from your system to offset your monthly payments makes geothermal even more affordable. Unlike a HELOC (Home Equity Line of Credit) your home’s equity is not used to secure the loan, and there is no penalty if you would like to pay off your loan early.

How do I make a payment on my loan?

Pay online: Visit enerbank.com and click “How to pay” from the menu.
Mail a check: EnerBank USA, PO Box 26856, Salt Lake City, UT 84126-0856.
Pay by phone: 888.390.1220 (option 1).

When is my first payment due?

For loans that require a monthly payment, your first payment will typically be due 30 days after funds are distributed to your contractor. For more information, contact EnerBank Customer Service:
EnerBank Customer Service | 888.390.1220 M-F 9:00 AM to 7:00 PM ET

Who receives funds from the loan?

When EnerBank funds a loan, all funds go directly to your contractor. No extra steps for you!

*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of [date], subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

** Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 144 monthly payments of $12.20 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.